Services

The best financing solutions, all in one place.

Assinatura escritura compra de casa, casa em miniatura ao fundo

Home Mortgage Loan

One of the most important decisions of our lives should be made with the help of a specialist in the field. At Maxfinance Cool, we accompany you throughout the entire mortgage process, guaranteeing security, transparency, and the best conditions.

Casa em miniatura colocada sobre moedas com fundo azul.

Home Mortgage Loan Transfer

Transferring your mortgage to another bank can mean a reduction in your monthly payment. A simple analysis can reveal real savings every month.

Casa em paus de madeira simbolizando a construção, calculadora e plantas

Construction Loan

Financing designed for construction projects, with phased capital disbursement and terms tailored to your budget. We simplify the process and guarantee competitive solutions.

Miniatura de casa com fita métrica e pregos, simbolizando o projeto de pequenas obras ou remodelações

Home Renovation Loan

Small improvements or major renovations? We find the ideal loan solution, tailored to your project, providing expert support.

Alguém a juntar moedas em pilhas, com fundo azul

Personal Loan

Make your personal or family projects a reality. From your dream trip to the home renovation you've always wanted to do, Maxfinance Cool will be there to support you.

Chave de carro e miniatura de carro, com calculadora e bloco de notas, simbolizando crédito automóvel.

Car Loan

Diverse solutions for a loan on wheels. Buy your vehicle, new or used, with the help of Maxfinance Cool.

Cartões de crédito, calculadora, análise de despesas mensais

Credit Consolidation

Do you have multiple loans? Consolidating them can be the first step towards saving. By combining all your loans into one, with a single monthly payment, you can simplify your financial management and reduce your monthly burden by achieving a payment lower than the sum of your current payments.

Blocos de madeira com símbolos, simbolizando seguro automóvel, saúde, casa, viagem.

Insurance

We need security in all aspects of our lives: behind the wheel, at home, on a trip. Through MDS Finance, Maxfinance Cool offers extensive insurance resources.

What are the advantages of using Maxfinance Cool's service?

We simplified the process and monitored every step of the way.

  1. This service is completely free for the customer.

  2. We handle all the paperwork and bureaucracy so you can save time, travels, and stress.

  3. We compare several offers from different banks to obtain truly advantageous conditions for you.

  4. We provide support from start to finish; we're by your side every step of the way.

Meet our partners

We work with various financial institutions to find the most suitable solution for each client.
 

ABANCA BBVA Consumer Finance Banco CTT BPI Bankinter Caixa Geral de Depósitos credito agricola Novo Banco Santander Unicre
Aperto de mão entre duas pessoas, profissional, no escritório.

Maxfinance Cool is growing and we want to strengthen our team!

If you have a passion for finance, strong communication skills, and a desire to learn, this could be your opportunity. Send us your application and become part of a team that values ​​growth and excellence. We offer training, mentoring, and all the tools you need to develop and build a solid career.

Submit your application

Contacts

Talk to us — your goal is our starting point.

Blog

Read our articles and start making smarter financial decisions.

educação financeira filhos

Mesada dos filhos: como ensinar educação financeira desde cedo

21.04.2026

Falar de dinheiro em família ainda é, muitas vezes, um tema evitado.

Três maquetes de casas em tamanhos crescentes com símbolos percentuais vermelhos à frente, sobre uma mesa, enquanto uma pessoa utiliza uma calculadora ao fundo, representando taxas de juro e spread no crédito habitação.

Spread do crédito habitação: o que é e como pode negociar melhores condições

16.04.2026

Quando se fala em crédito habitação, fala-se também em Spread e, apesar de ser um dos principais fatores que influencia o valor da prestação mensal, continua a suscitar dúvidas em muitos consumidor

Licença de habitação: como tratar do processo e quanto vai pagar

Licença de habitação: como tratar do processo e quanto vai pagar

14.04.2026

A licença de habitação é um dos documentos essenciais quando se trata de comprar, vender ou simplesmente habitar um imóvel em Portugal.

Find here the answers to your questions!

1. What is Credit Intermediation?

Credit Intermediation is a regulated financial service that connects clients with banks and financial institutions.
At Maxfinance, we analyse your financial profile and identify the best credit solutions, offering independent, transparent and personalised support tailored to your needs.

2. Why choose Credit Intermediation instead of contacting banks directly?

Using Maxfinance’s Credit Intermediation services provides several advantages:

  • Access to competitive credit conditions through partnerships with multiple banks and financial institutions;
  • Time savings, as we manage the entire credit process, from analysis to negotiation and documentation;
  • Independent and specialised advice, ensuring informed financial decisions;
  • Ongoing support throughout all stages of the credit application, including more complex situations.
3. Is Maxfinance’s Credit Intermediation service free?

Yes.
Maxfinance’s Credit Intermediation services are completely free for clients. Our remuneration is paid by partner financial institutions only when a credit agreement is successfully completed.

Glossary of Credit Terms

Understand, simply and quickly, the main terms used in the world of credit. More informed financial decisions start here.

Check our Glossary

Complementary information to the Credit Intermediation activity

Franchisee profile photo
Legal name
Name
Ana Cristina Oliveira Marques
Headquarters

Rua da Boca Nº228
4770-564 Vila Nova de Famalicão
Portugal

Establishment

Rua Joaquim Costa Pereira Serra, Loja 7
4785-327 Trofa
Portugal

Registration number
0008115 | Consult
Category
Vinculated
Phone
More information

Civil Liability

  • Mortgage Credit
    HISCOX SA PORTUGAL - 2549058
    Valid from until
  • Consumer Credit
    HISCOX SA PORTUGAL - 2548954
    Valid from until

Lenders with a binding agreement

ABANCA Bankinter BBVA Consumer Finance BPI credito agricola Caixa Geral de Depósitos Banco CTT Novo Banco Santander Unicre

Conflict Resolution Centres

  • CACCVA – Centro de Arbitragem de Conflitos de Consumo de Vale do Ave
  • CACCL – Centro de Arbitragem de Conflitos de Consumo de Lisboa

Value restriction

The Credit Intermediary is forbidden from receiving or delivering any sums related to the formation, execution and early performance of credit agreements, under the terms of article 46 of Decree-Law no. 81-C/2017 of 07 July on the Legal Framework of Credit Intermediaries.

Supervisory Entity

Credit Intermediation activity is subject to supervision by the Bank of Portugal (website: www.bportugal.pt )

Mortgage and consumer credit related services

  • Presentation or proposal of consumer credit agreements
  • Consumer support, by carrying out preparatory acts or other pre-contractual management work in relation to credit agreements which have not been presented or proposed by them
  • Conclusion of credit agreements with consumers on behalf of creditors
  • Consultancy services

Make a complaint

In the event of a complaint, it must be submitted in the following ways: